HEALTH INSURANCE VS. MEDICAL SHARING PLANS

Updated August 4, 2009 (first published May 7, 1999) (David Cloud, Fundamental Baptist Information Service, P.O. Box 610368, Port Huron, MI 48061, 866-295-4143, fbns@wayoflife.org; for instructions about subscribing and unsubscribing or changing addresses, see the information paragraph at the end of the article) –

In 1999, I sent out a request for information from those who have had personal experience with medical sharing plans. We had had family health insurance through Blue Cross of Washington and Alaska for the six or so years prior to that. After moving to Oklahoma in 1999, we were informed that Blue Cross of Washington could no longer cover us and we would have to get another policy in Oklahoma (each Blue Cross associate is a separate entity). We learned that Blue Cross of Oklahoma would cost more than we had paid in Washington for less coverage. As we investigated the options, we became impressed that there are good alternatives, at least for many Christian families, than standard health insurance.

I received a flood of invaluable responses to my request for help in 1999 and have continued to receive responses over the years since then. The testimonies I have received represent hundreds of years of experience with the various programs. Since many have asked me to share my findings, I will do so in the following report. Please note that I realize that family situations vary greatly. If you are satisfied with traditional health insurance, that is fine. If you are satisfied with a certain medical sharing plan that I do not highly recommend in my little report, that is fine, too. I am not trying to sell anything, and I certainly don’t want to debate anything. I am merely sharing the information I have collected for those who might find it useful. I have tried to keep the information up-to-date, but the reader must understand that the following facts can easily change without my knowledge.
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HARRY TRUMAN’S RECOGNITION OF THE STATE OF ISRAEL

trumanletter


April 1, 2009 (David Cloud, Fundamental Baptist Information Service, P.O. Box 610368, Port Huron, MI 48061, 866-295-4143, fbns@wayoflife.org; for instructions about subscribing and unsubscribing or changing addresses, see the information paragraph at the end of the article) -

I believe that one of the most important events in American history was Harry Truman’s recognition of Israel on May 14, 1948.

America’s friendship toward Israel has not been perfectly consistent by any means, but the fact remains that America has been Israel’s greatest friend in modern history, and that is significant. God told Abraham, the father of the Jewish nation,

“And I will make of thee a great nation, and I will bless thee, and make thy name great; and thou shalt be a blessing: And I will bless them that bless thee, and curse him that curseth thee: and in thee shall all families of the earth be blessed” (Genesis 12:2-3).

On this authority there can be no doubt that one of the chief reasons for God’s blessing on America has been her blessing of Israel.

Harry S. Truman (1884-1972) was vice president under Franklin D. Roosevelt and became president when died early in his third term in April 1945. Truman subsequently won the presidential election in 1948 and declined to run in 1952, so he was president for eight years.
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PRAYING FOR THE NATION

PRAYING FOR THE NATION

November 18, 2008 (David Cloud, Fundamental Baptist Information Service, P.O. Box 610368, Port Huron, MI 48061, 866-295-4143, fbns@wayoflife.org; for instructions about subscribing and unsubscribing or changing addresses, see the information paragraph at the end of the article) -

“I exhort therefore, that, first of all, supplications, prayers, intercessions, and giving of thanks, be made for all men; For kings, and for all that are in authority; that we may lead a quiet and peaceable life in all godliness and honesty. For this is good and acceptable in the sight of God our Saviour; Who will have all men to be saved, and to come unto the knowledge of the truth. For there is one God, and one mediator between God and men, the man Christ Jesus; Who gave himself a ransom for all, to be testified in due time” (1 Timothy 2:1-6).

Paul says that praying for the government should be of the highest priority. It should be “first of all.” Prayer is one of the most important things in the Christian life and can accomplish more than political action. As J.B. Buffington wisely observed, “The answer is not in the White House but in God’s house.” Through the power of prayer, Bible-believing churches can have an influence far beyond their numbers. This is why we need to establish the habit of daily private intercessory prayer. Paul spoke of “my prayers” (Rom. 1:9). This is also why we should pray corporately. It is a very sad and telling fact that many churches no longer have a serious weekly prayer meeting, and those that do find that it is scantily attended.

The passage gives two reasons why God’s people need to pray for their governments.

First, we need to pray so that we might lead a quiet and peaceable life in all godliness and honesty (1 Tim. 2:2).

Observe that we are not to pray for peace so that we can pursue our own selfish aims. We are to pray for peace so that we might be rich toward God’s business rather than toward our own. Too often God’s people turn aside from godliness during times of peace and prosperity; they seek their own will and pleasure ahead of God’s. Look at America and Canada. Most churches are fat and worldly and lukewarm about God’s work; they are entertaining and mollifying the saints rather than challenging them to put Christ first. Look at the older saints. The tendency is to settle down, to seek security and comfort, while being half-hearted about obeying God and fulfilling the Great Commission.

Observe that we are to live in “all godliness.” Too often the churches that are living in times of peace and prosperity are characterized by worldliness rather than purity. Observe, too, that we are to live “honestly.” This is in contrast to every form of dishonesty, to stealing, crooked business practices, borrowing and not repaying, slacking off on the job, and such.

Second, we need to pray so that the gospel might be preached to all men (1 Tim. 2:3-6).

The Lord Jesus commanded that the gospel be preached to every person (Mark 16:15), and in 1 Timothy 2 we see why, because God wants all men to be saved. This work of world evangelism is called the “great commission,” because it is so emphasized in the New Testament (Mat. 28:19-20; Mark 16:15; Luke 24:46-48; John 20:21; Acts 1:8). This work is carried out more effectively in conditions of peace. Some say that what North American churches need is persecution, and there is some truth to that, but at the same time persecution hinders the free preaching of the gospel. Consider China. The governmental persecution there against the public preaching of the gospel and the free gathering of non-registered churches and the totalitarian control of the media, including the internet, means that a large percentage of the people haven’t heard the gospel. The same is true for Muslim nations such as Iran and Saudi Arabia. Consider the example of Nepal. Prior to the 1990s, it was illegal to preach the gospel in Nepal and as a result the number of churches was very small and the vast majority of the people knew nothing of the gospel. In the early 1990s there was a change in the constitution and governmental persecution ceased. Since then, the number of churches has increased dramatically and multitudes have heard the gospel that otherwise would not have under the previous conditions.

God would not have exhorted us to pray for kings and those in authority if He did not intend to answer those prayers. Through the power of prayer we have the privilege of making a dramatic difference in this present world.

[Distributed by Way of Life Literature's Fundamental Baptist Information Service, an e-mail listing for Fundamental Baptists and other fundamentalist, Bible-believing Christians. OUR GOAL IN THIS PARTICULAR ASPECT OF OUR MINISTRY IS NOT DEVOTIONAL BUT IS TO PROVIDE INFORMATION TO ASSIST PREACHERS IN THE PROTECTION OF THE CHURCHES IN THIS APOSTATE HOUR. This material is sent only to those who personally subscribe to the list. If somehow you have subscribed unintentionally, following are the instructions for removal. The Fundamental Baptist Information Service mailing list is automated. To SUBSCRIBE or to UNSUBSCRIBE or to CHANGE ADDRESSES or to RE-SUBSCRIBE UNDER A NEW ADDRESS, go to http://www.wayoflife.org/fbis/subscribe.html. If you have any trouble with this, please let us know. And please be patient with us. We do not ignore any unsubscribe request, but we cannot always get to your request immediately as each person involved with maintaining the Way of Life web site does this only on a very part time basis and is busy with many other major activities, such as pastoring and missionary work. We take up a quarterly offering to fund this ministry, and those who use the materials are expected to participate (Galatians 6:6) if they can. Some of the articles are from O Timothy magazine, which is in its 25th year of publication. Way of Life publishes many helpful books. The catalog is located at the web site: http://wayoflife.org/catalog/catalog.htm Way of Life Literature, P.O. Box 610368, Port Huron, MI 48061. 866-295-4143, fbns@wayoflife.org. We do not solicit funds from those who do not agree with our preaching and who are not helped by these publications, but from those who are. OFFERINGS can be made at http://www.wayoflife.org/fbns/offering.html. PAYPAL offerings can be made to https://www.paypal.com/xclick/business=dcloud%40wayoflife.org]


ROBERT E. LEE OR MARTIN LUTHER KING

ROBERT E. LEE OR MARTIN LUTHER KING

January 21, 1998 (David Cloud, Fundamental Baptist Information Service, P.O. Box 610368, Port Huron, MI 48061, 866-295-4143, fbns@wayoflife.org; for instructions about subscribing and unsubscribing or changing addresses, see the information paragraph at the end of the article) -

INTRODUCTION BY BROTHER CLOUD

The following is excerpted from an article by Carmeron L. Horne, a member of Hillsdale Baptist Church, Tampa, Florida. As my readers know, I rarely print anything dealing with politics or American government. One reason is that many of our readers do not live in America. Another is that I believe the root cause of a nation's problems are spiritual, and as a preacher I can do more to help my nation by focusing on things related to strengthening churches than I can by addressing political/social evils. The following article, though, so skillfully exposes the lies promoted constantly by the mainstream humanistic media and the public education system that I want to share it with our readers. It is refreshing to hear some truth amidst the deceptive revisionist history one hears on every side today.

As for Horne’s implication that the American Civil War was
not fought over slavery, I only agree in part. While slavery was not the only issue over which the Civil War was fought, it was certainly one of the issues and it was an important one. Other prominent issues in the war were state’s rights and the power of the federal government, but had there not been slavery, the Civil War would not have been fought. Slavery was an ugly blight upon a great nation founded upon the concept of human liberty, and it was a practice that was supported by many professing Christians. Further, we cannot forget the wretched racism that accompanied the practice of slavery. I refer to the idea that the black man is less of a man or a different kind of a man than the white man, and, in some cases, the idea that he was not a real man. The Ku Klux Klan and many similar organizations and movements were a real phenomenon that grew after the Civil War in the fertile soil of Southern racism. I say this as a Southern boy who descends from a long line of racists. As a high sheriff in Georgia, my great grandfather killed seven black men (and repented of it before God before he died); many of my relatives were members of the KKK; my grandmother’s pastor was the head of a KKK chapter; my own father took up petitions to send the “black man back to Africa where he belongs.” I refuse to ignore or whitewash this aspect of the Civil War. To acknowledge that white racism is only one type of racism that is alive and well in this fallen world and that black racism and many other types of racism are just as real and just as ugly, does not make white racism any less wrong. This is not to say that all Southerners were racists or that every person who believes that races should remain separate are racists; but the racial hatred that produced a John Wilkes Booth was a hatred that was far reaching, and it certainly played its role in the Civil War. And I denounce it in no uncertain terms.

HAPPY ROBERT E. LEE'S BIRTHDAY
By Cameron L. Horne

Did you know that a famous Confederate general was born on this date in 1807? Yes, you heard right - General Robert Edward Lee was born in Stratford Virginia on January 19th, 1807!

While our media is busy honoring a civil rights figure of dubious political, ethical, and moral character, they are ignoring a truly great American hero!

For those who still persist in thinking that the American war of 1861-1865 was a "civil" war fought over slavery and the preservation of the union, General Lee stands as a shining example of the truth. Robert E. Lee was an emancipationist who freed his own slaves long before the war began. In fact, before the war he said that he would free every slave in the South if it would prevent war. He knew however that it would not have. For him, and every other Southern lady and gentleman it was not a civil war, but a war for Southern independence!

Contrast him with William T. Sherman, the general who marched through Atlanta leaving a trail of civilian death and destruction, who wrote on July 10, 1860: "Two such races [white and black] cannot live in harmony save as master and slave." I doubt you ever read that in your public school history textbooks.

There is a great deal of American history that has remained buried and hidden from the awareness of the general public. ...

Robert E. Lee understood that anything granted by a government can be withdrawn by that same government, but anything given to us by our Creator cannot be taken by government because it precedes and supersedes government. Please don't forget that the purpose of our Constitution was not to grant rights, but to identify and guarantee them. Lee and many others in the South recognized that the Northern States were violating the Constitution. ...

General Lee did not want secession, but when he realized that no other option was left, he said: "I will still follow my native state with my sword, and if need be with my life... These are my principles, and I must follow them." When Lee resigned his commission in the United States Army to join the Confederacy, he said: "I cannot take up arms against my own state. A union that can only be maintained by swords and bayonets ... has no charm for me."

General Lee was a true role model; the likes of which is rarely seen today. He was imbued with wisdom, high moral character, an unfailing sense of duty, true manhood and a heroic nobleness that inspired steadfast loyalty among the troops of the Army of Northern Virginia. During the war, he ate what his troops ate, and often slept on the cold ground even when a house and bed was available. When his officers complained, he said: "Why should a general live better than a soldier in the ranks?"

Even in defeat, his faith never wavered. In a letter to his wife after the battle of Gettysburg, he wrote: "I trust that a merciful God, our only hope and refuge, will not desert us in this hour of need, and will deliver us by His almighty hand, that the whole world may recognize His power and all hearts be lifted up in adoration and praise of His unbounded loving-kindness. We must, however, submit to His almighty will, whatever that may be." Such was the character and conviction of General Robert E. Lee.

Contrast this man with the plastic icon that our society has chosen for January 19th. Today is the day that Congress has set aside as a national holiday to celebrate the birthday of Martin Luther King Jr. - a thoroughly despicable hypocrite, a violent and immoral degenerate, a worthless charlatan, and a Marxist.

Lest anyone attempt to level the charge of RACISM against me, let me point out that the preceding description contained no reference to race. That is because it wasn't his race that made him despicable, it was his behavior.

I also did not include the title of "Dr." because he plagiarized his way through Boston University and Crozer Theological Seminary. This documented and verifiable fact was revealed by none other than those who were closest to him. David J. Garrow (a leftist academic who was sympathetic to King) said that King's wife, Coretta Scott King, who also served as his secretary, was an accomplice in King's repeated cheating. The four senior editors of "The Papers of Martin Luther King, Jr." (an official publication of the M.L. King Center for Nonviolent Social Change Inc.) stated that King's writings at both the university and the seminary were: "Tragically flawed by numerous instances of plagiarism." Most of King's papers, speeches, and "sermons" were copied word for word from the works of Dr. Jack Boozer, Edgar S. Brightman, and Paul Tillich.

The good "Reverend" King was also a dedicated Marxist and Communist. King was intimately involved in several Communist front groups including the Highlander Folk School in Monteagle, Tennessee founded by Myles Horton and Don West: both members of the Communist Party U.S.A. The agenda of many of these meetings was to plan tours of the Southern states to initiate demonstrations and riots.

King went on to found the Southern Christian Leadership Conference (SCLC). This organization was staffed and funded by other Communist individuals and front groups. According to the FBI, many of Kings "nonviolent" marches were in reality carefully crafted public image appearances that were usually accompanied by the violent demonstrations of his followers. The FBI also uncovered King's habit of using SCLC money to hire prostitutes to keep him entertained during the civil rights tours. According to witnesses working in local hospitals, many of these prostitutes would end up in the emergency room after being physically abused by King.

J. Edgar Hoover tried to warn the President and Congress by making all files available to them. The FBI files were also made available to all the major electronic and print media. The rest is history. A federal judge sealed the files until the year 2027, the President and the media said nothing, and the charade continued.

The last night Martin Luther King spent on earth was at the Lorraine Motel in Memphis having sex with two prostitutes and physically beating a third.

Retired FBI Assistant Director William C. Sullivan describes himself as a liberal and said that he was initially "One hundred percent for King..." until he learned the truth during the investigation. After having "seen it all" during his 30 years with the FBI, Sullivan said that King was one of only seven people he had ever encountered who was such a total degenerate.

[Distributed by Way of Life Literature's Fundamental Baptist Information Service, an e-mail listing for Fundamental Baptists and other fundamentalist, Bible-believing Christians. OUR GOAL IN THIS PARTICULAR ASPECT OF OUR MINISTRY IS NOT DEVOTIONAL BUT IS TO PROVIDE INFORMATION TO ASSIST PREACHERS IN THE PROTECTION OF THE CHURCHES IN THIS APOSTATE HOUR. This material is sent only to those who personally subscribe to the list. If somehow you have subscribed unintentionally, following are the instructions for removal. The Fundamental Baptist Information Service mailing list is automated. To SUBSCRIBE or to UNSUBSCRIBE or to CHANGE ADDRESSES or to RE-SUBSCRIBE UNDER A NEW ADDRESS, go to http://www.wayoflife.org/fbis/subscribe.html. If you have any trouble with this, please let us know. And please be patient with us. We do not ignore any unsubscribe request, but we cannot always get to your request immediately as each person involved with maintaining the Way of Life web site does this only on a very part time basis and is busy with many other major activities, such as pastoring and missionary work. We take up a quarterly offering to fund this ministry, and those who use the materials are expected to participate (Galatians 6:6) if they can. Some of the articles are from O Timothy magazine, which is in its 24th year of publication. Way of Life publishes many helpful books. The catalog is located at the web site: http://www.wayoflife.org/catalog/catalog.htm Way of Life Literature, P.O. Box 610368, Port Huron, MI 48061. 866-295-4143, fbns@wayoflife.org. We do not solicit funds from those who do not agree with our preaching and who are not helped by these publications, but from those who are. OFFERINGS can be made at http://www.wayoflife.org/fbns/offering.html. PAYPAL offerings can be made to https://www.paypal.com/xclick/business=dcloud%40wayoflife.org ]

JESSE JACKSON’S WORKS SALVATION

JESSE JACKSON’S WORKS SALVATION

[Distributed by Way of Life Literature’s Fundamental Baptist Information Service. These articles cannot be stored on BBS or Internet sites without express permission from the author. The articles cannot be sold or placed by themselves or with other material in any electronic format for sale, but may be distributed for free by e-mail or by print. They must be left intact and nothing removed or changed, including these informational headers. This is a listing for Fundamental Baptists and other fundamentalist, Bible-believing Christians. Our goal is not devotional. OUR PRIMARY PURPOSE IS TO PROVIDE INFORMATION TO ASSIST PREACHERS IN THE PROTECTION OF THE CHURCHES IN THIS APOSTATE HOUR. If you desire to receive this type of material on a regular basis, e-mail us, tell us who you are and where you are located, and request to be placed on the list. Also include your postal address and the name of the church of which you are a member. Please note that this is not a free service. We take up a quarterly offering to fund this ministry, and each subscriber is expected to participate. To unsubscribe or to submit a change of address, send your name and the request to fbns@wayoflife.org. This is not an automated list. Changes in the database often require two to four days. Some of these articles are from O Timothy magazine. David W. Cloud, Editor. O Timothy is a monthly magazine in its 16th year of publication. Subscription is $20/yr. Way of Life Literature, 1701 Harns Rd., Oak Harbor, WA 98277. The Way of Life web site is http://wayoflife.org/~dcloud. The End Times Apostasy Online Database is located at this web site. (360) 675-8311 (voice), 240-8347 (fax). fbns@wayoflife.org (e-mail)]

August 8, 1999 (Fundamental Baptist Information Service, 1701 Harns Rd., Oak Harbor, WA 98277) - The following is from
Foundation magazine, May-June 1999 [Fundamental Evangelistic Association, P.O. Box 6278, Los Osos, CA 93412. 805-528-3534 (voice), 805-528-4941 (fax), fea1928@aol.com (e-mail), http://www.tcsn.net/fbchurch (web site)]--
_____________________________

Political activist Jesse Jackson, speaking at Galloway Memorial United Methodist Church in Jackson, Mississippi, told the 1,100 people in attendance that social, political and economic compassion and action must become a reality in their lives in order to get to heaven. An April 20, l999, United Methodist News Service release stated, “Jackson told the crowd the church must lead the way in aiding the least among society. Only then, he said, will Christians meet the criteria Christ established to gain eternal life in heaven.” Jackson received a standing ovation at the church, his second stop in his series of meetings throughout the South urging ‘hope, healing and racial harmony.” Galloway’s senior pastor, Sam Morris, said, “It was a great celebration of worship. Anyone in the sanctuary felt the presence of God bringing us together.”

Two problems immediately emerge from Jackson’s statements: First, he presents a false gospel to the audience, and second, he completely misunderstands the role of the church in this present age. Jackson twists Scripture in an attempt to justify his social gospel, citing Luke 15:1-7 as society’s mandate to “feed the hungry” and aid the poor through welfare programs such as social security and government health care. However, the Word of God says the church is to proclaim the Gospel to all men and to contend for the faith. The mission of the church is to preach and defend God’s Word, not to reform society nor to provide for the material needs of the unsaved. While all believers should possess an attitude of compassion and live peaceably with all men, the focus and mission of the church must remain clear. To distort the mission of the church, and to pervert the Gospel of Jesus Christ, is to propagate “damnable heresy” (2 Pet. 2:1). This is a grave error that only leads the unsaved to an eternity apart from Christ. (
Foundation, May-June 1999).